Entries Tagged 'money experts' ↓

Wanted Student Loan Blogger

If you know enough about student loans or are quite comfortable with the topic and research is not a problem for you iFreelance.com has an open project for those who want to bid for a blogging job.

Here are the details of the blogging job requirements:

500 words per blog.
3 blog posts per week. Monday, Wednesday, and Friday on an ongoing basis.
$50 per week for all 3 blogs.

Should contain between 500 ? 700 words.
?Voice/language should be conservative, adhering to the AP Style, while remaining conversational but not too casual. (please review blog to get a better idea of this:
http://www.nextstudent.com/student%2Dloan%2Dblog/blogs/sample%5Fweblog/
?The voice, flow, sentence structure should be similar to the previous blog entries.
?Blog entries will essentially be citing and summarizing recent articles from the Inside Higher Ed Web site at
www.insidehighered.com/news.
?Please stay away from controversial topics of any nature, especially negative news about the student loan industry and scandals relating to specific colleges, religious issues, topics critisizing specific universities, etc.
?Article must have one headline and two or more ?sub-heads.?
?Monday and Wednesdays are more ?newsy? type pieces, whereas Fridays are articles related to ?campus life? or more fun, relevant and timely blogs, pertinent to the college crowd.
?Please submit a couple paragraphs describing how you will compose the blogs in which you will summarize/report on
www.insidehighered.com/news in the NextStudent blog before generating the content.

Investing in Stocks versus Real Estate: What Gives?

Real Estate vs Stocks Investment

Ideally, one would get maximized profit if he invests in real estate and stocks. However, most people have limited capital and would have to choose between the two. The famous analysis made from Money magazine concluded that stocks are the winner over real estate. But actually, the answer can depend from person to person according to specific needs and concerns of the potential investor.

If one’s investing personality is the type which wants faster returns and is more open for risk, stocks are definitely the thing that will make them more satisfied. However, for those who like low risk transactions but with greater returns that encompasses laborious caring for years, real estate would be most ideal. Money magazine, with the approval of many financial experts, approve that stocks overtake real estate returns in the long term. This is notwithstanding the uniqueness of business transactions and environmental constraints in the future which may render their predictions inaccurate.

Individual calculations of the cost is also of paramount importance. Stocks do not have the taxes that keeping real estate properties have. When one is more concerned with leverage, real estate can prove to be more impressive in helping you gain leverage over the years as compared to stocks. However, stocks are easier to maintain and trade.

All these collective parameters for determining which will be a better investment opportunity depends on the investor’s personal priorities and preferences. While most of Money magazine’s head honchos may agree that stocks are better to buy, maintain and manage than real estate, there may be other moneymakers such as Robert Kiyosaki who finds greater satisfaction in earning from buying and selling real estate.

I, myself, have started investing on a real estate this year simply because I know more about real estate than stocks.

Which would you rather invest on? Real estate or stocks?

Any specific reason?

Financial Management Education Call in Live Show in Chicago

Family Credit Counseling Service or FCCS is hosting a money matter education program called Money Problems, which aims to inform consumers about financial management. The financial education show will be aired on CAN-TV21 every Monday evening at 8pm.

Here are the programs’ upcoming show:

- April 30, General Money Management
             Guest:  Michael McAuliffe

- May 7, Living Within Your Means
             Guest:  Heidi Berardi

For more information about the Money Problems show, call Kevin Smith at 312-263-1505.

via Businesswire

Test Your Financial IQ

financial management intelligencePersonal finance enthusiasts may raise their hands quickly when asked about the real meanings of asset and liability. But not everyone knows what financial freedom really is or what could be a person’s greatest investment asset.

If you’d like to know how you’d fare when asked about these financial terms and theories, you might want to check out your financial intelligence quotient by taking Rich Dad’s Financial IQ Test. Rich Dad, Poor Dad is a financial management book written by the popular Robert Kiyosaki, who believes in making money work for you instead of working for money. 

Teach Kid a New Trick: How to Save Money

No one’s too young to save money. The earlier you learn how to manage your finances the easier you’ll be able to work on any financial problem you might face in the future. So if you have the chance, why not start teaching your kids the value of saving money, NOW?

Here are some tips on how you can inculcate the value of proper financial management to your kids straight from a financial expert:

- Take your child to the bank so they can see how things work.

- Open a savings account for your child to save money and demonstrate compounding of interest.

- When shopping, discuss how much things cost.

- Teach your child how to budget his or her allowance. Keep long-term savings in an investment fund, short-term savings in a bank, spending money in a piggy bank and set aside some for charity.

TV Turnoff Week To Turn On Life and Be More Productive

Couch potatoes, hear ye!

On Monday, TV Turnoff Week will start. It will run from April 23 to 29, 2007.

Its goal is…

Empowering people to take control of technology and not letting technology take control of them so they can live healthier lives.

To support this movement, you can either join and be a network organizer or give.

Like Sharon Sarmiento, from whom I got this announcement, I’m not a fan of TV myself. Except for Watching Grey’s Anatomy and Discovery Channel I consider many of the shows inconducive to a healthy and productive life. So participating with TV Turnoff Week or even TV Turnoff Month, if there’s one. :-D  

Although it might not save you a large amount of money since you can only save $5 to $15 (according to the General Electric Energy Cost Calculator) yearly depending on the size of your TV if you do TV Turnoff Week at least once a month, it will lead you into getting more worthwhile things done for your yourself, family or friends.

Top Qualities of a Financial Manager that You Should Look for Before Hiring One

hiring a financial manager All companies want to earn as much income as possible, spend as little as possible, and have a good amount of money left over in order to keep the company out of debt’s way. A financial manager allows a company to develop financial strategies, and implements an organization’s long-term goals through correct drawing up of financial reports, among other budgetary requirements.

The term “financial manager” actually covers various titles, which have differing duties. A controller will direct the writing of financial reports, which can include statements of income, balance sheets, and budget plans. The finance officer or treasurer directs the financial goals, budgets, and objectives of an organization. They can also deal with acquisitions and mergers. Credit managers monitor all aspects of a firm’s credit. Cash managers deal with disbursements and cash receipts. Lastly, risk insurance managers oversee and implement programs that can lessen the impact of prospective risks or losses arising from transactions and operations.

If you are about to hire a financial manager, then take note of these top characteristics of a financial manager that you should look for: Continue reading →