Dos and Dont’s of Using a Credit Card

Do you really know how to use your credit card properly? Not the steps on how to get it out of your wallet and giving it to the cashier or swiping it you… I mean, how to use a credit card so that you don’t get your credit card debt piling up?

Here are the do’s and don’ts that sum it up if you want to avoid getting into debt trap caused by credit card abuse:

Do’s:

You feel like your cash isn’t safe when you go to some place that’s why you’d rather bring with you your credit card.

You purchase a big ticket item as long as you pay it off in the short term.

Don’ts:

Your paycheck won’t be arriving until the next few weeks so you think it’s fine if you use your credit card now for your impulsive lunch out.

You let your friends make you use your credit card for their purchases when you have an impulsive lunch out AND shopping spree with you.